White-Label B2B Fintech Technology

Your B2B Platform. Your Brand. Powered by du-it.

Launch and operate digital B2B ecosystems using ready-built technology for customer onboarding, invoicing, payments, credit management and financing — configured around your business and delivered under your brand.

Discuss Your Use Case → Explore Our Platforms

For banks, fintechs, corporates, financial institutions and ecosystem operators.

White-label ready Cloud-based B2B-first workflows Integration-ready Shariah-capable

aliyah-rizq.du-it-platform.com

Operator Dashboard

Business overview

White-labelled

Active customers1,284

Open invoicesRM 2.46M

OutstandingRM 786K

Reconciled94.8%

Invoice & collection activity

Recent invoices

INV-02841Paid

INV-0284030 Days

INV-02839Pending

INV-02838Paid

Customer journey

From onboarding to reconciliation

Onboard› Invoice› Pay› Reconcile

Flexible terms

Pay Now · 30 · 60 · 90 Days

Operator-defined policy

B2B Technology, Ready to Deploy

Operate the programme.
We provide the technology.

du-it gives organisations a ready-built technology foundation to digitise B2B customer, vendor, payment, credit and financing workflows. Deploy the platform under your own brand, configure it to your operating model and connect the systems or service providers your programme requires.

White-Label

Deliver the platform under your organisation's brand, look and customer experience.

Configurable

Adapt workflows, user journeys, credit rules and operating processes to fit your programme.

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Integration-Ready

Connect relevant payment, banking, identity, credit, ERP, accounting or reporting systems where technically feasible.

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Managed by du-it

Implementation, cloud hosting, maintenance, troubleshooting, enhancements and localisation support.

Our Platforms

Two platforms. One B2B technology foundation.

Deploy either platform independently or combine both to create an end-to-end digital B2B trade and financing journey.

Product 01

du-it VDMP

Digitise onboarding, customer management, invoices, payments, credit terms, collections and reconciliation in one environment.

OnboardCreditInvoicePayReconcile

VDMP · Customer & Invoice OverviewLive

Customers824

Invoices1,412

OutstandingRM 512K

CustomerInvoiceTermsStatus

Distributor ARM 22,00030 DaysOpen

Distributor BRM 18,400Pay NowPaid

Distributor CRM 31,25060 DaysOpen

Product 02

du-it B2B BNPL

Enable an operator to run digital B2B BNPL, trade-credit or short-term financing workflows using its own policy and funding model.

ApplyAssessApproveFinanceRepay

B2B Financing · Portfolio OverviewOperator-owned

Applications64

Approved LimitsRM 4.8M

Utilisation62%

BusinessLimitTenureStatus

SME AlphaRM 80K90 DaysActive

SME BetaRM 50K60 DaysReview

SME GammaRM 120K90 DaysActive

Vendor Distributor Management Platform

Digitise the customer-to-cash journey.

du-it VDMP brings customer onboarding, credit limits, invoicing, digital payments, flexible terms, collections and reconciliation into one configurable platform.

Discuss VDMP →

Optional integrations are subject to requirements, third-party capability, data availability and technical assessment.

Digital Onboarding

Invite customers, capture business information and documents, review applications and create structured customer profiles.

Credit Limit Management

Set and manage customer limits, utilisation, outstanding balances and customer-level transaction visibility.

Invoice Management

Create invoices within the platform, upload invoice data, or assess integration with an existing ERP or accounting system.

Digital Payment Links

Embed payment links into invoices and support channels offered by the operator's selected payment provider.

Flexible Payment Terms

Configure Pay Now, 30-day, 60-day, 90-day or other agreed terms according to the operator's own policy.

Reconciliation & Collections

Track invoice status, match payments, monitor receivables, send reminders and produce reconciliation reports.

Operator Dashboard

Manage customers, limits, invoices, transactions, collections, users and reporting from a central administrative view.

Customer Dashboard

Give each customer a self-service view of invoices, balances, payments, transaction history and available credit where applicable.

Simple VDMP Flow

Onboard Customer→ Set Credit Limit→ Issue / Import Invoice→ Payment Link→ Pay / Use Terms→ Reconcile→ Report

White-Label B2B Financing Technology

Run your own B2B BNPL or trade-credit programme.

du-it B2B BNPL provides the digital workflows an organisation needs to originate, approve, manage and monitor short-term B2B financing or pay-later transactions — while the operator retains control of its programme, customers, credit policy and funding model.

Discuss B2B BNPL →

du-it provides the technology layer and does not need to be the lender or financing provider.

Digital Applications & Onboarding

Capture business information, documents and application data through configurable digital workflows.

Credit Assessment Tools

Support operator-defined policies, assessment workflows, decision tools and customer limit management.

Transaction & Approval Workflow

Manage invoice- or purchase-based transactions, approvals, financing requests and agreed payment structures.

Flexible Terms

Support 30/60/90-day or other configured repayment structures, subject to the operator's commercial model.

Repayment Management

Track schedules, payments, outstanding balances, collections and transaction status throughout the lifecycle.

Operator Dashboard

Provide visibility across customers, applications, limits, transactions, repayments and operational performance.

Operator & Funding Model

Operator Owns Programme+ Operator / Partner Provides Funding+ du-it Powers Technology

Shariah-compliant B2B financing workflows can be supported where required, subject to the operator's approved product structure, governance and documentation.

Modular by Design

Start with what you need. Add more as you grow.

Use VDMP to digitise trade and payments. Add B2B BNPL when your programme requires structured financing — or deploy either independently.

VDMP

Onboarding · Customer management · Invoices · Payments · Credit terms · Reconciliation

B2B BNPL

Applications · Credit decision workflow · Financing · Repayments · Portfolio monitoring

Deploy separately or together

White-Label UI

Business Rules

Integrations

Cloud & Support

Reporting & Data

How We Work

Your operating model. Our technology foundation.

From requirements to launch — and beyond.

Understand

Define the business model, user roles, workflows, operating rules and required integrations.

Configure

Configure platform modules, user journeys, business rules and approval flows.

Brand

Apply your logo, colours, programme identity and agreed customer-facing experience.

Integrate

Connect relevant third-party or existing systems where required and technically feasible.

Launch

Complete testing, UAT, training and controlled production deployment.

Support & Scale

Hosting, maintenance, troubleshooting, enhancements and localisation as the programme grows.

Built for B2B Ecosystem Operators

Technology for organisations that want to own the programme — not build the stack.

Banks & Financial Institutions

Launch or enhance SME, B2B BNPL, supply-chain or embedded-finance programmes using configurable digital infrastructure.

Fintechs

Accelerate product launches and expand B2B capabilities without rebuilding core workflows from zero.

Corporates & Distributors

Digitise customer onboarding, invoicing, credit terms, payments, collections and reconciliation.

Associations & Chambers

Operate member/vendor payment, trade-credit or business-financing programmes under your own brand.

Cooperatives & Non-Bank Lenders

Digitise onboarding, credit assessment, financing administration, repayments and portfolio monitoring.

Ecosystem Operators

Build a proprietary digital payment, credit or financing layer around your network of customers, members, merchants or vendors.

Built from Real B2B Fintech Experience

Technology shaped by operating the workflows ourselves.

du-it's platforms were developed from practical experience across B2B onboarding, credit assessment, invoice processing, flexible payments, collections and reconciliation. That technology is now available as configurable, white-label infrastructure.

B2B-firstMalaysia-basedWhite-labelCloud-hostedShariah-capable

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Ready-Built Foundation

Start from an existing B2B platform instead of beginning with a blank technology build.

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B2B Workflow Experience

Technology designed around real customer, vendor, invoice, payment, credit and financing journeys.

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White-Label Flexibility

Put your programme and brand in front of your customers while du-it powers the technology underneath.

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Modular Deployment

Implement VDMP, B2B BNPL or a combination depending on the use case.

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Integration Capability

Connect third-party services and existing systems where technically feasible.

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Ongoing Technology Support

Extend the relationship beyond implementation through cloud, maintenance, troubleshooting and agreed enhancements.

Let's Build Around Your Use Case

Ready to launch your B2B platform?

Tell us how your organisation manages customers, vendors, payments, credit or financing today. We will assess where du-it's technology can fit and what should be configured or integrated.

VDMP B2B BNPL White-Label Custom Requirements